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Privacy Policy
HONEY FINANCE GROUP P/L
Privacy Policy
(Amended as of 24 Dec, 2010)
PLEASE NOTE: OUR PRIVACY POLICY CHANGES FROM TIME TO TIME. PLEASE CHECK BACK
FOR UPDATES
This Web site is not directed at persons under the age of 18. The following
privacy statement ("Privacy Policy") discloses our privacy practices and
applies to the services available under the domain of
www.besthomeloansau.com.au (the "Site). By registering on this Site through
the submission of the information requested, you agree that the following
terms and conditions of this Privacy Policy shall govern our use and
disclosure of your personal information. If you do not agree with the terms
and conditions of our Privacy Policy, please do not complete the information
request form (i.e., do not register) or otherwise use or access this Site.
This Privacy Policy describes in some detail the information that we collect
from you as part of the normal operation of our service, and what may happen
to the information we collect. The Privacy Policy is effective upon your
registration, and is otherwise effective on 28 October, 2004 for all users of
this Site. The previous privacy policy was effective for all users prior to
this date.
Your privacy is very important to us
We understand that some of the information that you might provide on our Site
is personal and private. By submitting your personal information, you are
entrusting us to handle information that you regard as private, solely for the
purposes and in the manner set forth in this Privacy Policy and for no other
purpose. In exchange for your trust, you expect us to handle your personal and
private information in a professional manner that will be in keeping with your
trust. Our Privacy Policy explains what information we obtain on this Site,
and how we use the information disclosed to us to link you to our business
affiliates who have expressed a willingness to provide you with the products
and services associated with this Site.
Who We Are
We are an on-line consumer service that introduces Specialised Lenders,
Mortgage Managers and/or Loan Originators of our choice (business affiliates)
who have expressed a general willingness to review your information and
determine if they are willing to provide you with the services or products
that prompted you to visit our Site. When you visit our Site, you will be
requested to complete a simple application with information that is deemed
necessary for our business affiliates to perform a preliminary analysis of
your qualifications to receive the service or products. Based upon your
consent, as evidenced by your registering with us on this Site (i.e., your
submission of the requested information on the application), we will forward
the information that you provided to certain of our business affiliates for
determining whether they will offer you the products and services that you are
seeking.
In addition, from time to time, we or our business affiliates may e-mail you
or otherwise correspond with you to inform you of additional opportunities to
receive special offers for other services and/or products that we believe may
be of interest. There are no fees for this premium service ("Premium
Service"), and you are under no obligation to accept any service or product
with any of our business affiliates.
Information We Collect
The information that we collect is generally limited to personal information
about you that our business affiliates consider necessary for performing a
preliminary evaluation of your qualifications. To the extent that you can
order products, enter contests, express an opinion, or subscribe to a
service(s), the type of personally identifiable information that may be
collected may include: name; address; e-mail address; telephone number; fax
number; credit card information; information about your interests in and use
of various products, programs, and services; education level; educational
interests; home owner status; income; debt level; current mortgage; mortgage
rate and the like. To the extent that you are requested and you do submit
information about other people, such information will be limited recipient's
name, address, e-mail address, and telephone number.
We also collect user information that can help us optimize and enhance your
experience on our Site; as well as provide you with an efficient, safe,
smooth, and customised experience. For example, if you came to this Site from
an online banner ad, pop-up or other advertisement, an anonymous
identification number may be passed to our Site. In some cases, we may place a
cookie in your browser. The aforementioned information cannot, by itself, be
used to gather any personally identifiable information about you, but it will
allow us to track the overall effectiveness of our online advertising
campaigns. We also automatically track certain information with respect to
your behaviour on the Site through the forgoing cookie or identification
number. This non-personally identifiable information may include the Internet
address or URL that you just came from and which URL you go to next; your
computer browser information; and your IP address. We use this non-personally
identifiable information in conjunction with some of the information that you
provided to us to do internal research on our users' demographics and
behaviour; and to better understand how to best serve other users of this
Site.
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