First Home Buyer Grant - FHOG
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First Home Buyer Grant
 

If you have never owned a home before, you may be eligible for the Federal Government’s First Home Owners scheme. This one-off tax free payment of $7,000 can be used to help fund your additional expenses or in some cases may be used a deposit. Various state government schemes may also be available so check with your relevant State Revenue Office.

Qualifying for the Grant

The First Home Owner Grant is available to people buying or building their first home and who meet the following eligibility criteria:

Each applicant is a natural person and not a company or trust.
At least one applicant is a permanent resident or Australian citizen.
Each applicant must be at least 18 years of age.
All applicants and/or their spouse/de facto have not previously owned a residential property in Australia, jointly, separately or with some other person.
This is the first time an applicant and/or their spouse/de facto will receive the First Home Owner Grant.
At least one applicant will occupy the home as their principal place of residence for a continuous period of at least six months, commencing within 12 months of settlement or construction of the home.


State Grants and Concessions

Some states offer either an additional grant, or waive or offer concessions on transfer duty and mortgage duty. For information on how states vary, and what your state offers, see:


ACT - www.revenue.act.gov.au 
NSW - www.osr.nsw.gov.au 
VIC - www.sro.vic.gov.au 
SA - www.revenuesa.sa.gov.au 
TAS - www.treasury.tas.gov.au 
NT - www.nt.gov.au/ntt/revenue 
WA - www.dtf.wa.gov.au 
QLD - www.osr.qld.gov.au